Royal Mortgage USA

South Florida Home Loans & RefinancingRoyal Mortgage USA

Welcome to Royal Mortgage USA, your partner and friend in realizing your dream home. We invite you to contact our representatives or use our extensive investment tools, calculators, and resources to assist you in your next step towards fufilling your mortgage needs.

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Current Florida Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.56%
1W Change 0.00%
APR3.317%
1W Change 0.00%
Last Updated: 08/09/2020

Conventional Loan Purchase - 30 Year Fixed

Rate3.12%
1W Change 0.14%
APR3.195%
1W Change 0.14%
Last Updated: 08/09/2020

VA Loan Purchase - 30 Year Fixed

Rate2.76%
1W Change 0.09%
APR3%
1W Change 0.09%
Last Updated: 08/09/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Royal Mortgage USA to receive a personalized rate for your specific situation.

Current Florida Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.78%
1W Change 0.00%
APR3.509%
1W Change 0.00%
Last Updated: 08/09/2020

Conventional Loan Refinance - 30 Year Fixed

Rate3.08%
1W Change 0.06%
APR3.151%
1W Change 0.05%
Last Updated: 08/09/2020

VA Loan Refinance - 30 Year Fixed

Rate2.68%
1W Change 0.08%
APR2.929%
1W Change 0.01%
Last Updated: 08/09/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Royal Mortgage USA to receive a personalized rate for your specific situation.

  • I want to thank and congratulate the Royal Mortgage USA team for all the support they gave me when buying my house. I am very happy. At each step, they notoriously embodied professionalism, care, respect and attention. Each question was answered with patience and transparency. For this and many other reasons, I highly recommend Royal… Ricle Oliveira - May 21, 2020
  • I would like to thank Joe and Maria for helping us buy our dream house. Joe was very professional and He guided us until the deal was closed. Totally recommend! Alejandro Corcuera - May 21, 2020
  • Best experience possible. Lucio, the owner, was very professional. He spent 2 hours with me and my wife going through the whole process even before pulling our credit score. Smooth transaction from first contact to contract. Highly recommended. AAA Plus! Celso Pessotti - February 14, 2020
  • Thank you so much to the Royal Mortgage USA team for your outstanding work. Thank you for your promptness and knowledgeable responses. You offered competitive rates and a trustworthy environment. I highly recommend. Alex Vaz - December 22, 2019
  • Gostaria de agradecer ao Wellington, Lucio, Paulo, Karen, Zully e a todos que fazem parte desse time. Royal Mortgage fez meu financiamento acontecer exatamente como foi planejado. Meu objetivo foi alcançado e sem duvida, super recomendo a todos que precisarem dos seus serviços. Obrigado pessoal. Carlos Fregonezi - October 24, 2019
  • Highly recommend Royal mortgage. They have the best costumer service I ever had. Wonderful professionals that really help me to find the best rates and viability to make my dream come true. Thanks, Lucio, Paulo, Clarissa and Aline, you guys are the best. Sandro Cysneiros - August 24, 2019

More from Zillow

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

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Royal Mortgage USA

1130 S Powerline Rd #104
Deerfield Beach, Florida 33442
(954) 449-7407
NMLS# 1246268
  • Zillow

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